facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause


Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 41: When was the last time you checked your Employee Benefits? Thumbnail

Episode 41: When was the last time you checked your Employee Benefits?

As many enter the retirement red zone, five years prior to your targeted retirement age, many have to consider if your employee benefits are enough. Some people may choose never to retire, but there is a moment in time where you do need to make some decisions specific to our world. You may have to make Social Security decisions, Medicare and health insurance decisions during your retirement years, or your quasi retirement years, and then some other decisions you need to make with respect to your group benefits that might be a part of your full time benefit package with your employer. On this episode Josh and Jay discuss how to manage your finances and particularly your employee benefits to see if they are enough to fit your retirement needs.

Read More
Episode 37: Make God Laugh, Tell Him Your Plans Thumbnail

Episode 37: Make God Laugh, Tell Him Your Plans

The market is holding steady, but the softening of some business in the job market is a little concerning, though the federal government is trying to create a soft landing. The stock market is not a direct reflection of what is going on the economy. Alabama could be a great place to retire.

Read More
Episode 63: How to Work with Josh & GCFA Thumbnail

Episode 63: How to Work with Josh & GCFA

In this epsiode, Josh discuss why clients should work with his firm and what sets them apart, such as their fiduciary-based approach, years of experience, and ability to cater to clients who have built wealth through entrepreneurship or consistent saving. He also addresses how GCFA can be a good fit for financial advisors looking to go independent or find a succession plan.

Read More
Episode 36: How to Work With Us Thumbnail

Episode 36: How to Work With Us

Michelle and Josh are here to work with investors of all sizes – should you describe an investment asset level? If so look at your ADV, I think it’s $100k but be sure to say that you work with all sizes and you bet on the person, not the account balance The advisor needs to be able to produce something in writing AND easily describe how it works Frequent disclosures, or complaints, that have a consistent theme, which FYI is usually around unsuitable investment recommendations or illiquid product sales.

Read More
Episode 33: Planning Strategies for Mature Business Owners  Thumbnail

Episode 33: Planning Strategies for Mature Business Owners

Business owner topics covered in this episode: -Private Equity deals for small and medium size business owners -Deferred Sales Trust -Succession Planning and Exit Strategies for business owners

Read More