Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.
Interest rates are at their highest point since 2007, about 16 years ago. We to try to solve this riddle: Is this as good as it gets as it pertains to interest rates? Will they last?
Host Josh and co-host Michelle discuss the recent bank failures of Silicon Valley Bank, otherwise known as it’s initials SVB, and another unrelated bank called Signature Bank.
The guys discuss how to do a personal financial assessment, diving into items like taxes, income, qualified retirement plan contributions, risk management and whether it’s time to take chips off the table or not.
In the episode, Josh and Jay discuss a topic that is vitality important to the risk management portion of a client’s financial plan: disability income protection.
In this episode, hosts Will Steih and Josh Null discuss the impact of inflation and interest rates, particularly the current threat of rising inflation, and what it means to different groups of borrowers, investors and business owners.
If you or one of your fellow business partners were to become disabled or retired, or to pass away prematurely, who would gain control that ownership share of the business? Once that fundamental question is answered in a written Buy-Sell Agreement, the next step is provide funding so this transition can be financially completed.