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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.  


Focus on the 5: 

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.


Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 57: The Future of Everything Thumbnail

Episode 57: The Future of Everything

I wanted to take the opportunity of having someone so young on this show, of such a different generation than me and most of our listeners, and get your opinion on some of the various topics that we discuss often on the show. I’m calling this episode, “The Future of Everything” and we are getting first hand knowledge of what a Gen Z individual thinks of all the recent technological and financial developments.

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Episode 56: Balancing Fear with FOMO Thumbnail

Episode 56: Balancing Fear with FOMO

Today Josh is going to translate our different financial investment roller coaster approaches to how investors view the stock market. He is also going to explain a concept for those of you, that are like him and don’t care for roller coasters, especially those of you that don’t think you can stomach the extreme ups and downs of recent stock market volatility. There is a concept in the investing world called “Fear of Missing Out”, commonly known as FOMO. The Oxford dictionary defines FOMO as “anxiety that an exciting or interesting event may currently be happening elsewhere”, with the implication that you are missing out. The bad side of FOMO can lead to impulsive decisions by investors because they see people. Josh and Michelle will go through how to handle every financial FOMO on this week's episode.

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Episode 53: Well, That Was Fun Thumbnail

Episode 53: Well, That Was Fun

We are recording this episode on Thursday, April 10th, less than 24 hours removed from the largest single day rise in the stock market valuation, right smack dab back into another 2-3% trading dip. The word “historical” gets way overused, but in the case, it’s not hyperbole to say that we are experiencing truly historical levels of volatility, eclipsing even the crazy ups and downs we saw at the beginning of the Covid crisis. And for a radio show based on top-of-mind topics for investors in or near retirement, or any investor of any age I would say, I think it goes without saying that tariffs and resulting stock market volatility is certainly on the minds of most of you tuning in. Last episode we discussed the reasons for this volatility, this episode we’re going to talk about what to do about it, particularly you investors that may not have the stomach for this roller coaster.

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Episode 51: What is Going on with the Stock Market? And How to Handle It.  Thumbnail

Episode 51: What is Going on with the Stock Market? And How to Handle It.

Lest time JD and I were together in studio, the stock market was on a tear, we both agreed it was reacting very positively to the then recent election of Donald Trump, and all indications were that investors were headed for blue skies after experiencing so much volatility. But…a lot has changed since then! Instead of smooth sailing, we’ve had increased volatility as the markets react to President’s Trump’s various tariff pronouncements, along with stubborn inflation numbers and uncertain geopolitical situations. So what I want to discuss today with you is a little deeper dive into why the market is experiencing all of these up and down gyrations, but more importantly, what investors can do about it. Can investors do anything with their investment portfolios other than just hang tight? That is a question that JD and I will attempt to answer today.

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Episode 47: Slaying the Stock Market Boogey-Man Thumbnail

Episode 47: Slaying the Stock Market Boogey-Man

On this week's episode of Coasting In Retirement, Josh discusses how, unfortunately, fear selling is used in his line of work. And more often than not, it’s fear-based selling intended to invoke a certain apprehension about the stock market in order to sell an insurance product. This episode is going to answer the question of how would selling the fear of the stock market help someone sell an insurance product. And in the process hopefully help you overcome your fear of stock market investing so that you aren’t leaving thousands of dollars of potential gains on the table and being steered into products that often benefit the insurance company and the selling agent more than you.

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