Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 45: Estate Planning with Jennifer King Thumbnail

Episode 45: Estate Planning with Jennifer King

December 15, 2024 Retirement Funding 401(k) Wealth Management Beneficiaries Financial Wellness Retirees Pre-Retirees Coasting in Retirement

As part of the comprehensive financial planning services we offer at Gulf Coast Financial Advisors, one of the most important segments of our client’s life we want to help get buttoned up is their estate planning needs. Now given that we are not attorneys ourselves, just financial advisors, to accomplish this we reach out to our preferred attorney partners, with Jennifer King's firm being at the top of the list. While Jennifer and her husband Dusty handle a multitude of legal services, what I wanted to focus on today were the 3-4 most common questions I often get from new clients.

Episode 44: The Travel Episode Thumbnail

Episode 44: The Travel Episode

December 9, 2024 Retirement Funding Financial Planning Retirees Pre-Retirees Coasting in Retirement

Michelle and I recently went on our delayed honeymoon, to a place that Michelle always wanted to visit: Costa Rica! So were going to begin the show by talking about our trip, then, because this is a show about enjoying your best life in retirement, we will pivot to travel tips and tricks for those of you looking forward to enjoying seeing new places when you have more time in retirement, especially around those of you that travel on a budget like Michelle and I do.

Episode 43: The Science Behind Risk Management with Jay Stubbs Thumbnail

Episode 43: The Science Behind Risk Management with Jay Stubbs

November 30, 2024 Retirement Funding Financial Planning Life Insurance Disability Income Long Term Care Qualified Plans Coasting in Retirement

On this week's episode, Jay and I are going to break down the science behind how life insurance, disability income and long term care insurance work, the differences between individual and group coverages, and probably most importantly, the steps you need to take to get these different types of coverages, if you are interested.

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner Thumbnail

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner

November 17, 2024 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

As of this recording, the stock market is on a tear, apparently reacting very positively to the election of Donald Trump for president, with indexes like the S&P 500 posting all times highs recently. For many investors, this recent market run-up has provided quite a bit of reassurance with their portfolios, but for some, there’s a fear that they be missing out on these gains, some investors fear that the market is overvalued, some investors have fear of an ever-looming stock market correction, and finally, for some of you all, there’s just a general fear of the stock market itself. All of these issues is what we are going to tackle today.

Episode 41: When was the last time you checked your Employee Benefits? Thumbnail

Episode 41: When was the last time you checked your Employee Benefits?

October 20, 2024 Retirement Funding 401(k) Wealth Management Financial Planning Executive Benefits Financial Wellness Retirees Pre-Retirees Coasting in Retirement

As many enter the retirement red zone, five years prior to your targeted retirement age, many have to consider if your employee benefits are enough. Some people may choose never to retire, but there is a moment in time where you do need to make some decisions specific to our world. You may have to make Social Security decisions, Medicare and health insurance decisions during your retirement years, or your quasi retirement years, and then some other decisions you need to make with respect to your group benefits that might be a part of your full time benefit package with your employer. On this episode Josh and Jay discuss how to manage your finances and particularly your employee benefits to see if they are enough to fit your retirement needs.

Episode 40: Fixed Index Annuities Thumbnail

Episode 40: Fixed Index Annuities

October 13, 2024 401(k) Wealth Management Financial Planning Investment Management Investments Coasting in Retirement

Our topic today is what most, if not all, insurance carriers that offer annuities view as their product of the day. Really, the product of the past 2 decades - that is, Fixed Index Annuities, or FIAs for short. Regular listeners will recognize that term and for today’s show we are going to concentrate on the dominant player in the annuity space right now, and that is FIA’s - by a mile.