Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 76: Annuity Returns vs Advisory Account Performance Thumbnail

Episode 76: Annuity Returns vs Advisory Account Performance

February 21, 2026 Retirement Funding 401(k) Wealth Management Business Owner Planning Financial Wellness Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Michelle is back with Josh on this week's episode to compare some real-life returns of annuities vs advisory investment accounts.

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Episode 75: The B.O.S.S. is Back!

February 16, 2026 Retirement Funding 401(k) Business Owner Planning Executive Benefits Financial Wellness Investment Management Investments Tax Strategies Pre-Retirees Coasting in Retirement

Josh and Jay revisit their “B.O.S.S. Series”, an acronym that stood for “Business Owner Strategies & Solutions”, where they discuss key topics that mature business owners can use to potentially reduce taxes, plan for the future of their business and how to reward and retain key employees.

Episode 71: Remaining Bullish in 2026 with John Luke Tyner of Aptus Capital Advisors Thumbnail

Episode 71: Remaining Bullish in 2026 with John Luke Tyner of Aptus Capital Advisors

December 8, 2025 401(k) Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

With all of this concerning news floating around regarding an AI bubble, mass layoffs, and high inflation, Josh brings on John Luke Tyner to dicuss why investors should remain bullish heading into 2026.

Episode 70: Why Your Broker is a Dinosaur Thumbnail

Episode 70: Why Your Broker is a Dinosaur

November 22, 2025 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Financial Wellness Qualified Plans Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

Today we are going to explain why your broker is a dinosaur, and why, if your financial advisor isn’t leading with financial planning, and only handling your investments, they are go the way of the do-do bird in our business.

Episode 66: Our Ideal Client Thumbnail

Episode 66: Our Ideal Client

October 4, 2025 401(k) Wealth Management Financial Planning Business Owner Planning Financial Wellness Investments Retirees Pre-Retirees Coasting in Retirement

While we’ve done past episodes where we discussed what we do at Gulf Coast Financial Advisors, what we’ve haven’t done to date is produce a show that spells out the type of client we are looking for, our ideal client so to speak, and that is exactly what we are going to do today.

Episode 51: What is Going on with the Stock Market? And How to Handle It. Thumbnail

Episode 51: What is Going on with the Stock Market? And How to Handle It.

March 23, 2025 401(k) Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Coasting in Retirement

Lest time JD and I were together in studio, the stock market was on a tear, we both agreed it was reacting very positively to the then recent election of Donald Trump, and all indications were that investors were headed for blue skies after experiencing so much volatility. But…a lot has changed since then! Instead of smooth sailing, we’ve had increased volatility as the markets react to President’s Trump’s various tariff pronouncements, along with stubborn inflation numbers and uncertain geopolitical situations. So what I want to discuss today with you is a little deeper dive into why the market is experiencing all of these up and down gyrations, but more importantly, what investors can do about it. Can investors do anything with their investment portfolios other than just hang tight? That is a question that JD and I will attempt to answer today.