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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.  


Focus on the 5: 

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.


Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 56: Balancing Fear with FOMO Thumbnail

Episode 56: Balancing Fear with FOMO
Wealth Management Financial Planning Financial Wellness Qualified Plans Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

Today Josh is going to translate our different financial investment roller coaster approaches to how investors view the stock market. He is also going to explain a concept for those of you, that are like him and don’t care for roller coasters, especially those of you that don’t think you can stomach the extreme ups and downs of recent stock market volatility. There is a concept in the investing world called “Fear of Missing Out”, commonly known as FOMO. The Oxford dictionary defines FOMO as “anxiety that an exciting or interesting event may currently be happening elsewhere”, with the implication that you are missing out. The bad side of FOMO can lead to impulsive decisions by investors because they see people. Josh and Michelle will go through how to handle every financial FOMO on this week's episode.

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Episode 55: Long Term Care with Jay Stubbs Thumbnail

Episode 55: Long Term Care with Jay Stubbs
Retirement Funding 401(k) Wealth Management Financial Planning Life Insurance Long Term Care Retirees Pre-Retirees Coasting in Retirement

I want to discuss what is called an “evergreen” topic with Jay Stubbs on our show – Long Term Care. I’ve been getting a lot of questions about long-term care recently, and as Jay is considered an expert in this field, I wanted to spend 15 to 20 minutes with Jay discussing everything a person should know about long-term care insurance and how to financially navigate an extended health care event. Let’s start with this because many listeners have probably never had this type of protection explained in detail to them – Jay, how do you define long term care insurance?

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Episode 54: Just Stop It Thumbnail

Episode 54: Just Stop It
401(k) Wealth Management Financial Planning Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Regular listeners know that I tend to be skeptical of a lot of things related to my own industry, financial services, including a lot financial advertisements and glossy marketing content masquerading as responsible financial advice, as Michelle knows firsthand, I get very, very irritated when I hear someone in my line of work espouse a bunch of info that is nothing more than lies. And in times of market turbulence, this type of misinformation gets shouted from the roof tops. So with that in mind, we’re going to play a little game of “Just Stop It”, kind of like true or false, except, everything Michelle is going to say is false, and I’m going to try to smack some sense into those of you listening that are considering these financial tactics. 

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Episode 45: Estate Planning with Jennifer King Thumbnail

Episode 45: Estate Planning with Jennifer King
Retirement Funding 401(k) Wealth Management Beneficiaries Financial Wellness Retirees Pre-Retirees Coasting in Retirement

As part of the comprehensive financial planning services we offer at Gulf Coast Financial Advisors, one of the most important segments of our client’s life we want to help get buttoned up is their estate planning needs. Now given that we are not attorneys ourselves, just financial advisors, to accomplish this we reach out to our preferred attorney partners, with Jennifer King's firm being at the top of the list. While Jennifer and her husband Dusty handle a multitude of legal services, what I wanted to focus on today were the 3-4 most common questions I often get from new clients.

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Episode 44: The Travel Episode Thumbnail

Episode 44: The Travel Episode
Retirement Funding Financial Planning Retirees Pre-Retirees Coasting in Retirement

Michelle and I recently went on our delayed honeymoon, to a place that Michelle always wanted to visit: Costa Rica! So were going to begin the show by talking about our trip, then, because this is a show about enjoying your best life in retirement, we will pivot to travel tips and tricks for those of you looking forward to enjoying seeing new places when you have more time in retirement, especially around those of you that travel on a budget like Michelle and I do.

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