Do I need life insurance in retirement? Most of us carry some type of life insurance during our working years to replace the catastrophic loss of income to our surviving dependents if we prematurely pass away. But what if the kids are grown, the debt is paid, and our surviving spouse has plenty of assets and income to financially survive the passing of a loved one?
On this week's episode, we discuss 2 questions with John Luke. 1. Are we in a stock market bubble? And 2. If we are in a bubble, does it matter?
For our listeners that love to travel like Michelle and I do, our topic for today’s episode is “How to travel affordably in retirement” and it was inspired by a recent trip that you and I took. How about we fill in the listeners in about our trip?
Josh Null and John Luke are here to discuss the silent killer of your money: purchasing power. The purchasing power of your dollars has been going down steadily over the years, what can you do about it? We are here to explain all of the details of why your purchasing power is decreasing and how you can solve the issue.
Our role is to use math, our various financial planning tools and our experience to help clients put all of the pieces of the puzzle together to figure out if they can retire, and if so, what retirement looks like financially. So listeners today Jay and I are going to discuss this very important question that many of you probably have asked: How Do I Know When I Am Financially Ready to Retire?
Today Josh is going to translate our different financial investment roller coaster approaches to how investors view the stock market. He is also going to explain a concept for those of you, that are like him and don’t care for roller coasters, especially those of you that don’t think you can stomach the extreme ups and downs of recent stock market volatility. There is a concept in the investing world called “Fear of Missing Out”, commonly known as FOMO. The Oxford dictionary defines FOMO as “anxiety that an exciting or interesting event may currently be happening elsewhere”, with the implication that you are missing out. The bad side of FOMO can lead to impulsive decisions by investors because they see people. Josh and Michelle will go through how to handle every financial FOMO on this week's episode.