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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.  


Focus on the 5: 

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.


Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 55: Long Term Care with Jay Stubbs Thumbnail

Episode 55: Long Term Care with Jay Stubbs
Retirement Funding 401(k) Wealth Management Financial Planning Life Insurance Long Term Care Retirees Pre-Retirees Coasting in Retirement

I want to discuss what is called an “evergreen” topic with Jay Stubbs on our show – Long Term Care. I’ve been getting a lot of questions about long-term care recently, and as Jay is considered an expert in this field, I wanted to spend 15 to 20 minutes with Jay discussing everything a person should know about long-term care insurance and how to financially navigate an extended health care event. Let’s start with this because many listeners have probably never had this type of protection explained in detail to them – Jay, how do you define long term care insurance?

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Episode 54: Just Stop It Thumbnail

Episode 54: Just Stop It
401(k) Wealth Management Financial Planning Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Regular listeners know that I tend to be skeptical of a lot of things related to my own industry, financial services, including a lot financial advertisements and glossy marketing content masquerading as responsible financial advice, as Michelle knows firsthand, I get very, very irritated when I hear someone in my line of work espouse a bunch of info that is nothing more than lies. And in times of market turbulence, this type of misinformation gets shouted from the roof tops. So with that in mind, we’re going to play a little game of “Just Stop It”, kind of like true or false, except, everything Michelle is going to say is false, and I’m going to try to smack some sense into those of you listening that are considering these financial tactics. 

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Episode 48: Business Succession Planning Thumbnail

Episode 48: Business Succession Planning
Retirement Funding Wealth Management Financial Planning Business Owner Planning Inheritance Estate Tax Beneficiaries Qualified Plans Investment Management Retirees Coasting in Retirement

I think that most small business owners would agree that the idea of passing on their business to the next generation or selling it to a trusted partner can be both exciting and daunting. A well-thought-out succession plan ensures that your business continues to thrive without you at the helm, and it's something you should start thinking about sooner rather than later. So Jay, I am going to lay out some of the most common ways to pass on business to the next generation, and discuss much more on this week's episode of Coasting in Retirement.

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Episode 46: What We Learned in 2024 and What We See Ahead for 2025 (and Beyond) Thumbnail

Episode 46: What We Learned in 2024 and What We See Ahead for 2025 (and Beyond)
401(k) Financial Planning Investment Management Investments Retirees Coasting in Retirement

Today each of your hosts – Josh, Jay and Pedro, are going to talk about what we each learned in 2024, what we each think 2025 has in store for us. We intend to lean into with yet another opportunity ahead of us to intentionally shape our lives and the lives of those close to us. Do we have any regrets from this past year? Of course, and with this being an open and honest show, we’ll share some of them. Do we have concerns about the state of the world? I mean, as we record this, parts of California are literally on fire, our New Orleans family endured a terrible tragedy, there are so many things in the world to worry about. But part of my argument will be that in the history of mankind, there’s never been a better time to be alive than right now.

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Episode 45: Estate Planning with Jennifer King Thumbnail

Episode 45: Estate Planning with Jennifer King
Retirement Funding 401(k) Wealth Management Beneficiaries Financial Wellness Retirees Pre-Retirees Coasting in Retirement

As part of the comprehensive financial planning services we offer at Gulf Coast Financial Advisors, one of the most important segments of our client’s life we want to help get buttoned up is their estate planning needs. Now given that we are not attorneys ourselves, just financial advisors, to accomplish this we reach out to our preferred attorney partners, with Jennifer King's firm being at the top of the list. While Jennifer and her husband Dusty handle a multitude of legal services, what I wanted to focus on today were the 3-4 most common questions I often get from new clients.

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