Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 64: Do Stock Market Bubbles Matter Anymore? Thumbnail

Episode 64: Do Stock Market Bubbles Matter Anymore?

September 7, 2025 401(k) Wealth Management Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

On this week's episode, we discuss 2 questions with John Luke. 1. Are we in a stock market bubble? And 2. If we are in a bubble, does it matter?

Episode 62: How to Travel Affordably in Retirement Thumbnail

Episode 62: How to Travel Affordably in Retirement

August 17, 2025 Wealth Management Financial Planning Retirees Pre-Retirees Coasting in Retirement

For our listeners that love to travel like Michelle and I do, our topic for today’s episode is “How to travel affordably in retirement” and it was inspired by a recent trip that you and I took. How about we fill in the listeners in about our trip?

Episode 59: The Silent Killer of your Money Thumbnail

Episode 59: The Silent Killer of your Money

June 22, 2025 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Retirees Pre-Retirees Coasting in Retirement

Josh Null and John Luke are here to discuss the silent killer of your money: purchasing power. The purchasing power of your dollars has been going down steadily over the years, what can you do about it? We are here to explain all of the details of why your purchasing power is decreasing and how you can solve the issue.

Episode 58: Am I Ready to Retire? Thumbnail

Episode 58: Am I Ready to Retire?

June 9, 2025 Retirement Funding 401(k) Wealth Management Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

Our role is to use math, our various financial planning tools and our experience to help clients put all of the pieces of the puzzle together to figure out if they can retire, and if so, what retirement looks like financially. So listeners today Jay and I are going to discuss this very important question that many of you probably have asked: How Do I Know When I Am Financially Ready to Retire?

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Episode 56: Balancing Fear with FOMO

May 18, 2025 Wealth Management Financial Planning Financial Wellness Qualified Plans Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

Today Josh is going to translate our different financial investment roller coaster approaches to how investors view the stock market. He is also going to explain a concept for those of you, that are like him and don’t care for roller coasters, especially those of you that don’t think you can stomach the extreme ups and downs of recent stock market volatility. There is a concept in the investing world called “Fear of Missing Out”, commonly known as FOMO. The Oxford dictionary defines FOMO as “anxiety that an exciting or interesting event may currently be happening elsewhere”, with the implication that you are missing out. The bad side of FOMO can lead to impulsive decisions by investors because they see people. Josh and Michelle will go through how to handle every financial FOMO on this week's episode.

Episode 55: Long Term Care with Jay Stubbs Thumbnail

Episode 55: Long Term Care with Jay Stubbs

May 4, 2025 Retirement Funding 401(k) Wealth Management Financial Planning Life Insurance Long Term Care Retirees Pre-Retirees Coasting in Retirement

I want to discuss what is called an “evergreen” topic with Jay Stubbs on our show – Long Term Care. I’ve been getting a lot of questions about long-term care recently, and as Jay is considered an expert in this field, I wanted to spend 15 to 20 minutes with Jay discussing everything a person should know about long-term care insurance and how to financially navigate an extended health care event. Let’s start with this because many listeners have probably never had this type of protection explained in detail to them – Jay, how do you define long term care insurance?