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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.  


Focus on the 5: 

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.


Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 53: Well, That Was Fun Thumbnail

Episode 53: Well, That Was Fun

We are recording this episode on Thursday, April 10th, less than 24 hours removed from the largest single day rise in the stock market valuation, right smack dab back into another 2-3% trading dip. The word “historical” gets way overused, but in the case, it’s not hyperbole to say that we are experiencing truly historical levels of volatility, eclipsing even the crazy ups and downs we saw at the beginning of the Covid crisis. And for a radio show based on top-of-mind topics for investors in or near retirement, or any investor of any age I would say, I think it goes without saying that tariffs and resulting stock market volatility is certainly on the minds of most of you tuning in. Last episode we discussed the reasons for this volatility, this episode we’re going to talk about what to do about it, particularly you investors that may not have the stomach for this roller coaster.

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Episode 48: Business Succession Planning Thumbnail

Episode 48: Business Succession Planning

I think that most small business owners would agree that the idea of passing on their business to the next generation or selling it to a trusted partner can be both exciting and daunting. A well-thought-out succession plan ensures that your business continues to thrive without you at the helm, and it's something you should start thinking about sooner rather than later. So Jay, I am going to lay out some of the most common ways to pass on business to the next generation, and discuss much more on this week's episode of Coasting in Retirement.

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Episode 43: The Science Behind Risk Management with Jay Stubbs Thumbnail

Episode 43: The Science Behind Risk Management with Jay Stubbs

On this week's episode, Jay and I are going to break down the science behind how life insurance, disability income and long term care insurance work, the differences between individual and group coverages, and probably most importantly, the steps you need to take to get these different types of coverages, if you are interested.

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Episode 36: How to Work With Us

Michelle and Josh are here to work with investors of all sizes – should you describe an investment asset level? If so look at your ADV, I think it’s $100k but be sure to say that you work with all sizes and you bet on the person, not the account balance The advisor needs to be able to produce something in writing AND easily describe how it works Frequent disclosures, or complaints, that have a consistent theme, which FYI is usually around unsuitable investment recommendations or illiquid product sales.

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Episode 61: RIAs, IMOs, BGAs: What Financial Advisors Need to Know  Thumbnail

Episode 61: RIAs, IMOs, BGAs: What Financial Advisors Need to Know

Josh Null and Jay Stubbs explore the complex world of financial services acronyms. Starting with an overview of their roles and backgrounds, they explain the various organizations and terms that industry professionals encounter.

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Episode 60: How to Incorporate Insurance Planning with Advisory Clients  Thumbnail

Episode 60: How to Incorporate Insurance Planning with Advisory Clients

Josh Null and Jay Stubbs delve into a step-by-step guide on how financial advisors can introduce risk management to their clients. They discuss practical strategies for advisors to engage clients and propose risk management solutions, highlighting the importance of timing, regular policy reviews, and support after the sale.

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