Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.
In this epsiode, Josh discuss why clients should work with his firm and what sets them apart, such as their fiduciary-based approach, years of experience, and ability to cater to clients who have built wealth through entrepreneurship or consistent saving. He also addresses how GCFA can be a good fit for financial advisors looking to go independent or find a succession plan.
Michelle and Josh are here to work with investors of all sizes – should you describe an investment asset level? If so look at your ADV, I think it’s $100k but be sure to say that you work with all sizes and you bet on the person, not the account balance The advisor needs to be able to produce something in writing AND easily describe how it works Frequent disclosures, or complaints, that have a consistent theme, which FYI is usually around unsuitable investment recommendations or illiquid product sales.
There is one primary issue that should be on the top of every investor's mind: How to Protect Your Purchasing Power? How should an investor navigate rising inflation and market predictions to insure success?
Business owner topics covered in this episode: -Private Equity deals for small and medium size business owners -Deferred Sales Trust -Succession Planning and Exit Strategies for business owners
Over the past few months, we have diligently been working with the great State of Alabama to form our own Registered Investment Advisory Firm, or RIA for short, and I’m incredibly excited to announce that WE ARE LIVE!
So why do we call this a needle vs haystack discussion? This stems from a famous quote from the father of index funds, Jack Bogle, who famously said that instead of trying to find the perfect handful of stocks, or needles if you will, it’s much easier for investors to just buy the entire haystack.