Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 47: Slaying the Stock Market Boogey-Man Thumbnail

Episode 47: Slaying the Stock Market Boogey-Man

February 2, 2025 Wealth Management Financial Wellness Investment Management Investments Coasting in Retirement

On this week's episode of Coasting In Retirement, Josh discusses how, unfortunately, fear selling is used in his line of work. And more often than not, it’s fear-based selling intended to invoke a certain apprehension about the stock market in order to sell an insurance product. This episode is going to answer the question of how would selling the fear of the stock market help someone sell an insurance product. And in the process hopefully help you overcome your fear of stock market investing so that you aren’t leaving thousands of dollars of potential gains on the table and being steered into products that often benefit the insurance company and the selling agent more than you.

Episode 46: What We Learned in 2024 and What We See Ahead for 2025 (and Beyond) Thumbnail

Episode 46: What We Learned in 2024 and What We See Ahead for 2025 (and Beyond)

January 12, 2025 401(k) Financial Planning Investment Management Investments Retirees Coasting in Retirement

Today each of your hosts – Josh, Jay and Pedro, are going to talk about what we each learned in 2024, what we each think 2025 has in store for us. We intend to lean into with yet another opportunity ahead of us to intentionally shape our lives and the lives of those close to us. Do we have any regrets from this past year? Of course, and with this being an open and honest show, we’ll share some of them. Do we have concerns about the state of the world? I mean, as we record this, parts of California are literally on fire, our New Orleans family endured a terrible tragedy, there are so many things in the world to worry about. But part of my argument will be that in the history of mankind, there’s never been a better time to be alive than right now.

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner Thumbnail

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner

November 17, 2024 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

As of this recording, the stock market is on a tear, apparently reacting very positively to the election of Donald Trump for president, with indexes like the S&P 500 posting all times highs recently. For many investors, this recent market run-up has provided quite a bit of reassurance with their portfolios, but for some, there’s a fear that they be missing out on these gains, some investors fear that the market is overvalued, some investors have fear of an ever-looming stock market correction, and finally, for some of you all, there’s just a general fear of the stock market itself. All of these issues is what we are going to tackle today.

Episode 40: Fixed Index Annuities Thumbnail

Episode 40: Fixed Index Annuities

October 13, 2024 401(k) Wealth Management Financial Planning Investment Management Investments Coasting in Retirement

Our topic today is what most, if not all, insurance carriers that offer annuities view as their product of the day. Really, the product of the past 2 decades - that is, Fixed Index Annuities, or FIAs for short. Regular listeners will recognize that term and for today’s show we are going to concentrate on the dominant player in the annuity space right now, and that is FIA’s - by a mile.

Episode 39: True or False Insurance Questions Thumbnail

Episode 39: True or False Insurance Questions

September 23, 2024 Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Coasting in Retirement

So Jay and I thought we would test each other’s insurance knowledge and hopefully shed some light on common questions, sometimes common misconceptions, about insurance. Specifically, life insurance, disability income insurance, and long term care insurance. We are also going to delve into the news of the week and our predictions for the future. We may even get into the effects of the election on financial investors.

Episode 38: Vampires Thumbnail

Episode 38: Vampires

September 11, 2024 Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Tax Strategies Coasting in Retirement

Now of course we’re not talking about real blood sucking vampires – those don’t exist, right Michelle? – but more reality-based vampires. I’m talking business partners that suck you dry, personal relationships that drain you of your life’s blood, and most important for our listening audience, the vampire activity that my industry, financial services, often inflicts on the investing public. You may be unknowingly paying thousands of unnecessary fees in your investment accounts to these financial vampires! Our episode today will give you the information you need to recognize these blood suckers before they get their fangs into your money.