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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.  


Focus on the 5: 

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.


Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 67: The 5 Secrets of a Happy Retirement Thumbnail

Episode 67: The 5 Secrets of a Happy Retirement
Retirement Funding Financial Planning Life Insurance Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

On this week's episode, we will cover specific action items Josh derived from paying attention to his happiest retired clients combined with his own personal opinions on choices he's made that have made him happier. No, Josh is not retired, not by a long shot, but he's lived a broad and expansive life and has made a ton of mistakes and learned incredibly valuable lessons from them.

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Episode 65: Do I Need Life Insurance in Retirement? Thumbnail

Episode 65: Do I Need Life Insurance in Retirement?
Retirement Funding Life Insurance Long Term Care Financial Wellness Qualified Plans Retirees Pre-Retirees Coasting in Retirement

Do I need life insurance in retirement? Most of us carry some type of life insurance during our working years to replace the catastrophic loss of income to our surviving dependents if we prematurely pass away. But what if the kids are grown, the debt is paid, and our surviving spouse has plenty of assets and income to financially survive the passing of a loved one?

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Episode 55: Long Term Care with Jay Stubbs Thumbnail

Episode 55: Long Term Care with Jay Stubbs
Retirement Funding 401(k) Wealth Management Financial Planning Life Insurance Long Term Care Retirees Pre-Retirees Coasting in Retirement

I want to discuss what is called an “evergreen” topic with Jay Stubbs on our show – Long Term Care. I’ve been getting a lot of questions about long-term care recently, and as Jay is considered an expert in this field, I wanted to spend 15 to 20 minutes with Jay discussing everything a person should know about long-term care insurance and how to financially navigate an extended health care event. Let’s start with this because many listeners have probably never had this type of protection explained in detail to them – Jay, how do you define long term care insurance?

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Episode 43: The Science Behind Risk Management with Jay Stubbs Thumbnail

Episode 43: The Science Behind Risk Management with Jay Stubbs
Retirement Funding Financial Planning Life Insurance Disability Income Long Term Care Qualified Plans Coasting in Retirement

On this week's episode, Jay and I are going to break down the science behind how life insurance, disability income and long term care insurance work, the differences between individual and group coverages, and probably most importantly, the steps you need to take to get these different types of coverages, if you are interested.

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