Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner Thumbnail

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner

November 17, 2024 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

As of this recording, the stock market is on a tear, apparently reacting very positively to the election of Donald Trump for president, with indexes like the S&P 500 posting all times highs recently. For many investors, this recent market run-up has provided quite a bit of reassurance with their portfolios, but for some, there’s a fear that they be missing out on these gains, some investors fear that the market is overvalued, some investors have fear of an ever-looming stock market correction, and finally, for some of you all, there’s just a general fear of the stock market itself. All of these issues is what we are going to tackle today.

Episode 41: When was the last time you checked your Employee Benefits? Thumbnail

Episode 41: When was the last time you checked your Employee Benefits?

October 20, 2024 Retirement Funding 401(k) Wealth Management Financial Planning Executive Benefits Financial Wellness Retirees Pre-Retirees Coasting in Retirement

As many enter the retirement red zone, five years prior to your targeted retirement age, many have to consider if your employee benefits are enough. Some people may choose never to retire, but there is a moment in time where you do need to make some decisions specific to our world. You may have to make Social Security decisions, Medicare and health insurance decisions during your retirement years, or your quasi retirement years, and then some other decisions you need to make with respect to your group benefits that might be a part of your full time benefit package with your employer. On this episode Josh and Jay discuss how to manage your finances and particularly your employee benefits to see if they are enough to fit your retirement needs.

Episode 40: Fixed Index Annuities Thumbnail

Episode 40: Fixed Index Annuities

October 13, 2024 401(k) Wealth Management Financial Planning Investment Management Investments Coasting in Retirement

Our topic today is what most, if not all, insurance carriers that offer annuities view as their product of the day. Really, the product of the past 2 decades - that is, Fixed Index Annuities, or FIAs for short. Regular listeners will recognize that term and for today’s show we are going to concentrate on the dominant player in the annuity space right now, and that is FIA’s - by a mile.

Episode 39: True or False Insurance Questions Thumbnail

Episode 39: True or False Insurance Questions

September 23, 2024 Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Coasting in Retirement

So Jay and I thought we would test each other’s insurance knowledge and hopefully shed some light on common questions, sometimes common misconceptions, about insurance. Specifically, life insurance, disability income insurance, and long term care insurance. We are also going to delve into the news of the week and our predictions for the future. We may even get into the effects of the election on financial investors.

Episode 38: Vampires Thumbnail

Episode 38: Vampires

September 11, 2024 Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Tax Strategies Coasting in Retirement

Now of course we’re not talking about real blood sucking vampires – those don’t exist, right Michelle? – but more reality-based vampires. I’m talking business partners that suck you dry, personal relationships that drain you of your life’s blood, and most important for our listening audience, the vampire activity that my industry, financial services, often inflicts on the investing public. You may be unknowingly paying thousands of unnecessary fees in your investment accounts to these financial vampires! Our episode today will give you the information you need to recognize these blood suckers before they get their fangs into your money.

Episode 37: Make God Laugh, Tell Him Your Plans Thumbnail

Episode 37: Make God Laugh, Tell Him Your Plans

August 18, 2024 Retirement Funding Wealth Management Financial Planning Business Owner Planning Financial Wellness Retirees Pre-Retirees Coasting in Retirement

The market is holding steady, but the softening of some business in the job market is a little concerning, though the federal government is trying to create a soft landing. The stock market is not a direct reflection of what is going on the economy. Alabama could be a great place to retire.