Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 76: Annuity Returns vs Advisory Account Performance

Michelle is back with Josh on this week's episode to compare some real-life returns of annuities vs advisory investment accounts.

Episode 75: The B.O.S.S. is Back!

February 16, 2026 Retirement Funding 401(k) Business Owner Planning Executive Benefits Financial Wellness Investment Management Investments Tax Strategies Pre-Retirees Coasting in Retirement

Josh and Jay revisit their “B.O.S.S. Series”, an acronym that stood for “Business Owner Strategies & Solutions”, where they discuss key topics that mature business owners can use to potentially reduce taxes, plan for the future of their business and how to reward and retain key employees.

Episode 69: Taxes with Sam Driver CPA

November 9, 2025 Retirement Funding 401(k) Wealth Management Estate Tax Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

This week, Josh has a CPA on the show to discuss taxes! We asked this CPA, Sam to come up with 3 tax topics that seem to be top of mind for you mature business owners.

Episode 61: What Should I Do With My 401(k) When I Retire?

July 27, 2025 Retirement Funding 401(k) Wealth Management Investments Tax Strategies Pre-Retirees Coasting in Retirement

One of the most common questions we get from clients is what should they do with their 401k, specifically the question “What should I do with my 401k when I retire?”. And more often than not the 401k accounts are probably the largest retirement assets a client has. So what I want to do today is answer this question, and probably just as important, answer what NOT to do.

Episode 54: Just Stop It

April 20, 2025 401(k) Wealth Management Financial Planning Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Regular listeners know that I tend to be skeptical of a lot of things related to my own industry, financial services, including a lot financial advertisements and glossy marketing content masquerading as responsible financial advice, as Michelle knows firsthand, I get very, very irritated when I hear someone in my line of work espouse a bunch of info that is nothing more than lies. And in times of market turbulence, this type of misinformation gets shouted from the roof tops. So with that in mind, we’re going to play a little game of “Just Stop It”, kind of like true or false, except, everything Michelle is going to say is false, and I’m going to try to smack some sense into those of you listening that are considering these financial tactics.

Episode 52: Tariffs: What the Heck?

April 4, 2025 401(k) Wealth Management Financial Wellness Emergency Fund Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Special guest John Luke Tyner of Aptus Capital Advisors joins Josh Null for an EMERGENCY broadcast to discuss the recent tariffs announced by President Trump and their immediate effects on the stock market.