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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 38: Vampires Thumbnail

Episode 38: Vampires
Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Tax Strategies Coasting in Retirement

Now of course we’re not talking about real blood sucking vampires – those don’t exist, right Michelle? – but more reality-based vampires. I’m talking business partners that suck you dry, personal relationships that drain you of your life’s blood, and most important for our listening audience, the vampire activity that my industry, financial services, often inflicts on the investing public. You may be unknowingly paying thousands of unnecessary fees in your investment accounts to these financial vampires! Our episode today will give you the information you need to recognize these blood suckers before they get their fangs into your money.

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Episode 36: How to Work With Us Thumbnail

Episode 36: How to Work With Us
Retirement Funding 401(k) Wealth Management Financial Planning Beneficiaries Financial Wellness Qualified Plans Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Michelle and Josh are here to work with investors of all sizes – should you describe an investment asset level? If so look at your ADV, I think it’s $100k but be sure to say that you work with all sizes and you bet on the person, not the account balance The advisor needs to be able to produce something in writing AND easily describe how it works Frequent disclosures, or complaints, that have a consistent theme, which FYI is usually around unsuitable investment recommendations or illiquid product sales.

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Episode 35: How to Plan for Future Tax Increases and How Elections Effect Your Money Thumbnail

Episode 35: How to Plan for Future Tax Increases and How Elections Effect Your Money
Wealth Management Financial Planning Business Owner Planning Estate Tax Financial Wellness Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

After the recent debate, many investors walked away concerned about the country's political leadership and its effect on finances. We will discuss the historical effects of presidential elections and hope to provide some clarity to investors out there.

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Episode 33: Planning Strategies for Mature Business Owners Thumbnail

Episode 33: Planning Strategies for Mature Business Owners

Retirement Funding Wealth Management Financial Planning Business Owner Planning Executive Benefits Inheritance Estate Tax Beneficiaries Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Business owner topics covered in this episode: -Private Equity deals for small and medium size business owners -Deferred Sales Trust -Succession Planning and Exit Strategies for business owners

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Coasting In Retirement Ep 27: Is A Million Dollars Enough To Retire On? Thumbnail

Coasting In Retirement Ep 27: Is A Million Dollars Enough To Retire On?

Retirement Funding 401(k) Wealth Management Financial Planning Long Term Care Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

So that leads us to our topic of the day, a milestone that many strive for and more people reach than the news would have you to believe – accumulating a million dollars – but is that enough to retire on? We’re even going to discuss strategies for those of you fortunate enough to have a million dollars of investments and looking at potentially retiring early, which I can tell you from experience, is one of the most enjoyable and fun financial planning experiences we have with our clients at Gulf Coast Financial Advisors.

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