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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 36: How to Work With Us Thumbnail

Episode 36: How to Work With Us

Michelle and Josh are here to work with investors of all sizes – should you describe an investment asset level? If so look at your ADV, I think it’s $100k but be sure to say that you work with all sizes and you bet on the person, not the account balance The advisor needs to be able to produce something in writing AND easily describe how it works Frequent disclosures, or complaints, that have a consistent theme, which FYI is usually around unsuitable investment recommendations or illiquid product sales.

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Episode 35: How to Plan for Future Tax Increases and How Elections Effect Your Money Thumbnail

Episode 35: How to Plan for Future Tax Increases and How Elections Effect Your Money

After the recent debate, many investors walked away concerned about the country's political leadership and its effect on finances. We will discuss the historical effects of presidential elections and hope to provide some clarity to investors out there.

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Episode 61: RIAs, IMOs, BGAs: What Financial Advisors Need to Know  Thumbnail

Episode 61: RIAs, IMOs, BGAs: What Financial Advisors Need to Know

Josh Null and Jay Stubbs explore the complex world of financial services acronyms. Starting with an overview of their roles and backgrounds, they explain the various organizations and terms that industry professionals encounter.

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Episode 60: How to Incorporate Insurance Planning with Advisory Clients  Thumbnail

Episode 60: How to Incorporate Insurance Planning with Advisory Clients

Josh Null and Jay Stubbs delve into a step-by-step guide on how financial advisors can introduce risk management to their clients. They discuss practical strategies for advisors to engage clients and propose risk management solutions, highlighting the importance of timing, regular policy reviews, and support after the sale.

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Episode 59: Making the Leap to Being an Independent Financial Advisor  Thumbnail

Episode 59: Making the Leap to Being an Independent Financial Advisor

osh and Jay dive deep into what it truly means to be an independent financial advisor. They discuss the pros and cons, highlighting the flexibility and comprehensive service offerings that come with independence. They also touch on the challenges of establishing a credible brand and building a supportive team around the advisor.

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