Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.
osh and Jay dive deep into what it truly means to be an independent financial advisor. They discuss the pros and cons, highlighting the flexibility and comprehensive service offerings that come with independence. They also touch on the challenges of establishing a credible brand and building a supportive team around the advisor.
In this episode of Every Dollar Counts, hosts Josh Null and Jay Stubbs mark the podcast's return after a nearly two-year hiatus. They catch up on significant career changes: Jay is now an agency owner with Providence Benefits, and Josh has launched his own investment advisory firm, Gulf Coast Financial Advisors. The hosts announce a shift in the podcast's target audience to semi-independent, independent, captive agents, producers, and advisors.
Business owner topics covered in this episode: -Private Equity deals for small and medium size business owners -Deferred Sales Trust -Succession Planning and Exit Strategies for business owners
Over the past few months, we have diligently been working with the great State of Alabama to form our own Registered Investment Advisory Firm, or RIA for short, and I’m incredibly excited to announce that WE ARE LIVE!
So why do we call this a needle vs haystack discussion? This stems from a famous quote from the father of index funds, Jack Bogle, who famously said that instead of trying to find the perfect handful of stocks, or needles if you will, it’s much easier for investors to just buy the entire haystack.
Sequence of returns risk is a real, relevant threat to the longevity of your portfolio. A 4% withdrawal has been mathematically proven to survive the worst stock markets, but that doesn’t mean you just set it and forget it.