Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Episode 52: Tariffs: What the Heck? Thumbnail

Episode 52: Tariffs: What the Heck?

April 4, 2025 401(k) Wealth Management Financial Wellness Emergency Fund Investment Management Investments Tax Strategies Retirees Pre-Retirees Coasting in Retirement

Special guest John Luke Tyner of Aptus Capital Advisors joins Josh Null for an EMERGENCY broadcast to discuss the recent tariffs announced by President Trump and their immediate effects on the stock market.

Episode 51: What is Going on with the Stock Market? And How to Handle It. Thumbnail

Episode 51: What is Going on with the Stock Market? And How to Handle It.

March 23, 2025 401(k) Wealth Management Financial Planning Business Owner Planning Financial Wellness Investment Management Investments Coasting in Retirement

Lest time JD and I were together in studio, the stock market was on a tear, we both agreed it was reacting very positively to the then recent election of Donald Trump, and all indications were that investors were headed for blue skies after experiencing so much volatility. But…a lot has changed since then! Instead of smooth sailing, we’ve had increased volatility as the markets react to President’s Trump’s various tariff pronouncements, along with stubborn inflation numbers and uncertain geopolitical situations. So what I want to discuss today with you is a little deeper dive into why the market is experiencing all of these up and down gyrations, but more importantly, what investors can do about it. Can investors do anything with their investment portfolios other than just hang tight? That is a question that JD and I will attempt to answer today.

Episode 47: Slaying the Stock Market Boogey-Man Thumbnail

Episode 47: Slaying the Stock Market Boogey-Man

February 2, 2025 Wealth Management Financial Wellness Investment Management Investments Coasting in Retirement

On this week's episode of Coasting In Retirement, Josh discusses how, unfortunately, fear selling is used in his line of work. And more often than not, it’s fear-based selling intended to invoke a certain apprehension about the stock market in order to sell an insurance product. This episode is going to answer the question of how would selling the fear of the stock market help someone sell an insurance product. And in the process hopefully help you overcome your fear of stock market investing so that you aren’t leaving thousands of dollars of potential gains on the table and being steered into products that often benefit the insurance company and the selling agent more than you.

Episode 45: Estate Planning with Jennifer King Thumbnail

Episode 45: Estate Planning with Jennifer King

December 15, 2024 Retirement Funding 401(k) Wealth Management Beneficiaries Financial Wellness Retirees Pre-Retirees Coasting in Retirement

As part of the comprehensive financial planning services we offer at Gulf Coast Financial Advisors, one of the most important segments of our client’s life we want to help get buttoned up is their estate planning needs. Now given that we are not attorneys ourselves, just financial advisors, to accomplish this we reach out to our preferred attorney partners, with Jennifer King's firm being at the top of the list. While Jennifer and her husband Dusty handle a multitude of legal services, what I wanted to focus on today were the 3-4 most common questions I often get from new clients.

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner Thumbnail

Episode 42: Don’t Be Afraid of the Stock Market with JD Gardner

November 17, 2024 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Investment Management Investments Retirees Pre-Retirees Coasting in Retirement

As of this recording, the stock market is on a tear, apparently reacting very positively to the election of Donald Trump for president, with indexes like the S&P 500 posting all times highs recently. For many investors, this recent market run-up has provided quite a bit of reassurance with their portfolios, but for some, there’s a fear that they be missing out on these gains, some investors fear that the market is overvalued, some investors have fear of an ever-looming stock market correction, and finally, for some of you all, there’s just a general fear of the stock market itself. All of these issues is what we are going to tackle today.

Episode 41: When was the last time you checked your Employee Benefits? Thumbnail

Episode 41: When was the last time you checked your Employee Benefits?

October 20, 2024 Retirement Funding 401(k) Wealth Management Financial Planning Executive Benefits Financial Wellness Retirees Pre-Retirees Coasting in Retirement

As many enter the retirement red zone, five years prior to your targeted retirement age, many have to consider if your employee benefits are enough. Some people may choose never to retire, but there is a moment in time where you do need to make some decisions specific to our world. You may have to make Social Security decisions, Medicare and health insurance decisions during your retirement years, or your quasi retirement years, and then some other decisions you need to make with respect to your group benefits that might be a part of your full time benefit package with your employer. On this episode Josh and Jay discuss how to manage your finances and particularly your employee benefits to see if they are enough to fit your retirement needs.