Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

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Pooled Employer Plans (PEP)

January 19, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

A PEP is a way for a smaller 401k plan to “pool” their investments with other businesses in an effort to improve the buying power of the plan as well as spread administrative costs over a wider base.

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Legal Ways to Defer Income Taxes

January 7, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Pre-Retirees Wealth in Waves

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Year End Personal Financial Assessment

October 18, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Life Insurance Disability Income Long Term Care Estate Tax Beneficiaries Financial Wellness Saving for College Emergency Fund Investment Management Investments Tax Strategies Retirees Pre-Retirees Every Dollar Counts

The guys discuss how to do a personal financial assessment, diving into items like taxes, income, qualified retirement plan contributions, risk management and whether it’s time to take chips off the table or not.

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Biz Owners: 5 Things to do by Year End

October 6, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Retirees Pre-Retirees Wealth in Waves

Josh Null and Will Steih jump back into the Deep Fried podcast studio to provide some timely financial topics and tax deferral concepts for our listeners as we enter the 4th quarter.

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Disability Income and the Owner Operator

August 26, 2021 Financial Planning Business Owner Planning Executive Benefits Disability Income Emergency Fund Every Dollar Counts

In the episode, Josh and Jay discuss a topic that is vitality important to the risk management portion of a client’s financial plan: disability income protection.

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401k Plans and the Business Owner

July 12, 2021 Retirement Funding 401(k) Financial Planning Business Owner Planning Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

In this episode, hosts Josh Null and Will Steih discuss 401k plans from a business owner's perspective. They discuss if there is a best time of the year to offer a plan to your employees and how the Secure Act changed some of the filing deadlines starting with the 2020 plan year. They also discuss the benefits of having a 401k plan for attracting and retaining employees, especially in a tight labor market.