Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.
So Jay and I thought we would test each other’s insurance knowledge and hopefully shed some light on common questions, sometimes common misconceptions, about insurance. Specifically, life insurance, disability income insurance, and long term care insurance. We are also going to delve into the news of the week and our predictions for the future. We may even get into the effects of the election on financial investors.
Now of course we’re not talking about real blood sucking vampires – those don’t exist, right Michelle? – but more reality-based vampires. I’m talking business partners that suck you dry, personal relationships that drain you of your life’s blood, and most important for our listening audience, the vampire activity that my industry, financial services, often inflicts on the investing public. You may be unknowingly paying thousands of unnecessary fees in your investment accounts to these financial vampires! Our episode today will give you the information you need to recognize these blood suckers before they get their fangs into your money.
The market is holding steady, but the softening of some business in the job market is a little concerning, though the federal government is trying to create a soft landing. The stock market is not a direct reflection of what is going on the economy. Alabama could be a great place to retire.
In this episode, Josh Null and Jay Stubbs discuss Jay's experience and role at Providence Partners and Providence Benefits. Jay shares his personal story of how his father's passing and the importance of life insurance influenced his decision to pursue a career in the financial services industry, focusing on the risk management side. He explains his role as an intermediary and advisor to financial advisors, helping them navigate various risk management solutions for their clients.
In this epsiode, Josh discuss why clients should work with his firm and what sets them apart, such as their fiduciary-based approach, years of experience, and ability to cater to clients who have built wealth through entrepreneurship or consistent saving. He also addresses how GCFA can be a good fit for financial advisors looking to go independent or find a succession plan.
In this episode, Josh Null and Jay Stubbbs share personal anecdotes and case studies to explore the potential impact of accidents and long-term disabilities on one's ability to work and earn an income. Josh and Jay highlight the significance of protecting income through proper insurance planning, especially for young professionals and those in high-paying, demanding jobs.