Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

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Biz Owners: 5 Things to do by Year End

October 6, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Retirees Pre-Retirees Wealth in Waves

Josh Null and Will Steih jump back into the Deep Fried podcast studio to provide some timely financial topics and tax deferral concepts for our listeners as we enter the 4th quarter.

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401k Plans and the Business Owner

July 12, 2021 Retirement Funding 401(k) Financial Planning Business Owner Planning Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

In this episode, hosts Josh Null and Will Steih discuss 401k plans from a business owner's perspective. They discuss if there is a best time of the year to offer a plan to your employees and how the Secure Act changed some of the filing deadlines starting with the 2020 plan year. They also discuss the benefits of having a 401k plan for attracting and retaining employees, especially in a tight labor market.

Is there a fiduciary-based way to create lifetime income?

April 16, 2021 Retirement Funding 401(k) Financial Planning Financial Wellness Qualified Plans Investment Management Investments Plan Sponsors Retirees Pre-Retirees Wealth in Waves

Income America 5ForLife is a series of target date portfolios that provide guaranteed lifetime income. With Income America 5ForLife, a lifetime income guarantee of 5% per year, beginning at age 65, is built into the portfolios.

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Can a Small Business Owner create their own Pension?

April 14, 2021 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Financial Wellness Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

In this episode hosts Will Steih and Josh Null discuss one possible pension-like solution for small business owners to consider: a Cash Balance Plan. If you’re a small business owner with an appetite for additional savings above your 401k contribution limits, tune into this episode to learn more.

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Wealth in Waves Origin Show!

April 12, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Disability Income Long Term Care Inheritance Estate Tax Beneficiaries Financial Wellness Qualified Plans Saving for College Emergency Fund Marketing Social Media Digital Marketing Investment Management Investments Tax Strategies Plan Sponsors Retirees Pre-Retirees Wealth in Waves

Welcome to Episode 1 of the Wealth in Waves Podcast, a show dedicated to all you busy folks out there making happen along the Gulf Coast!

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What is the Best Retirement Plan for a Business Owner?

January 15, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Financial Wellness Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors

If you’re a business owner that is looking to sock money away, what are your options? Should you consider a SEP IRA? Or a 401k? What is profit sharing? What is safe harbor? What is the best retirement plan for a business owner?