Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

How to build a brand on a limited budget

March 30, 2020 Insights

When properly utilized, content marketing and social media allows for an independent firm to compete with larger competitors, especially on the local level.

How using video can build your brand - even during a time of crisis

March 26, 2020 Insights

Listen to learn how you too can step out of your comfort zone and use self-produced videos to build a brand that resonates and connects with consumers, even in a time of crisis!

How an Employee Stock Ownership Plan (ESOPs) works Thumbnail

How an Employee Stock Ownership Plan (ESOPs) works

March 19, 2020 Retirement Funding Wealth Management Financial Planning Business Owner Planning Executive Benefits Inheritance Estate Tax Beneficiaries

The primary business owner can potentially sell company stock in a tax-free manner to the employees and there are potential tax savings related to lack of income taxes paid at the corporate level with an ESOP.

How to use Non-Qualified Deferred Comp plans as "golden handcuffs" for your key employees Thumbnail

How to use Non-Qualified Deferred Comp plans as "golden handcuffs" for your key employees

March 5, 2020 Retirement Funding 401(k) Financial Planning Business Owner Planning Executive Benefits Life Insurance

Non Qualified Deferred Comp is a way to offer additional benefits to incentivize your key employees to stay loyal to the company, while providing some element of control for the provider of the plan.

How small business owners can use Cash Balance plans as a Defined Benefit retirement option Thumbnail

How small business owners can use Cash Balance plans as a Defined Benefit retirement option

February 13, 2020 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Inheritance Estate Tax Beneficiaries Qualified Plans

We discuss why a business owner would consider a Defined Benefit Plan and how a business owner with a fully funded 401k can layer a Cash Balance Plan on top to provide additional future retirement income.

How do I fund a Buy / Sell Agreement? Thumbnail

How do I fund a Buy / Sell Agreement?

February 6, 2020 Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Disability Income Inheritance Estate Tax Beneficiaries

A Buy/Sell agreement should be a properly structured protection plan for the involved parties, but if unfunded, it's just a promise.