Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

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How do interest rate hikes affect income annuities?

April 12, 2022 Retirement Funding Wealth Management Financial Planning Financial Wellness Investment Management Investments Tax Strategies Every Dollar Counts

Interest rates are rising, and there are certain plans for the Fed to continue to increase the Fed funds rate. How does rising rates affect the payout of an income annuity?

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How to pay for Long Term Care

April 12, 2022 Retirement Funding Wealth Management Financial Planning Long Term Care Retirees Pre-Retirees Every Dollar Counts

Long-term care events can be one of the biggest destroyers of wealth that a family will encounter. How should you plan for an extended health care event?

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What is Risk Tolerance?

April 7, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Qualified Plans Investment Management Investments Plan Sponsors Retirees Pre-Retirees Every Dollar Counts

What is risk tolerance? Why does it matter when you’re setting up your investment accounts? How do you determine your risk tolerance? Josh and Jay discuss a phrase many investors have heard but may not fully understand.

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Women of Mobile Bay: Michelle Lee Melton, J.D.

March 12, 2022 Financial Wellness Saving for College Marketing Every Dollar Counts

In this episode, Josh and Jay welcome Michelle Lee Melton, J.D., the Deputy Director of Real Estate Asset Management for the City of Mobile. Michelle discusses pursuing her law degree from the University of Denver, and her career path since graduating, including her current role at the City of Mobile.

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Alternative To A Roth IRA

January 20, 2022 Retirement Funding Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Tax Strategies Pre-Retirees Wealth in Waves

Josh and Will discuss how a properly structured permanent life insurance policy can features similar to a Roth IRA, particularly tax free growth, but without the income and contribution limits associated with a qualified plan.

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Pooled Employer Plans (PEP)

January 19, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

A PEP is a way for a smaller 401k plan to “pool” their investments with other businesses in an effort to improve the buying power of the plan as well as spread administrative costs over a wider base.