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Welcome to the Gulf Coast Financial Advisor's Podcast Network! 

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.  


Focus on the 5: 

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.


Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Who Needs Estate Planning? Thumbnail

Who Needs Estate Planning?

Retirement Funding Wealth Management Financial Planning Business Owner Planning Life Insurance Disability Income Long Term Care Inheritance Estate Tax Beneficiaries Investments Tax Strategies Retirees Pre-Retirees Every Dollar Counts

In the episode, Josh and Jay discuss Estate Planning and how it applies to a broader range of people than typically assumed. This episode discusses how anyone with assets technically has an estate, irrespective of age or asset value.

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The Tech We Use To Serve Our Clients Thumbnail

The Tech We Use To Serve Our Clients
Wealth Management Financial Planning Business Owner Planning Life Insurance Disability Income Long Term Care Financial Wellness Marketing Social Media Digital Marketing Investment Management Investments Every Dollar Counts

In the episode, Josh and Jay discuss the technology platforms used by their respective firms Gulf Coast Financial Advisors and First Protective. They discuss not just using client facing tech for tech’s sake; the best platforms are easy to use and make both the advisor’s life and the client’s life easier.

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Here a tax, there a tax, everywhere a tax, tax Thumbnail

Here a tax, there a tax, everywhere a tax, tax

Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Inheritance Estate Tax Beneficiaries Financial Wellness Investment Management Investments Tax Strategies Pre-Retirees Wealth in Waves

Our current political leadership is currently discussing the first federal income tax increase since 1993. Some of the key talking points are increasing the top marginal tax rate by nearly 3%, from 37% 39.6%, and particularly targeting those with incomes of $400,000 or more.

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How to Avoid Unintended (& Unwanted) Business Partners Thumbnail

How to Avoid Unintended (& Unwanted) Business Partners
Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Disability Income Beneficiaries Emergency Fund Investments Tax Strategies Wealth in Waves

If you or one of your fellow business partners were to become disabled or retired, or to pass away prematurely, who would gain control that ownership share of the business? Once that fundamental question is answered in a written Buy-Sell Agreement, the next step is provide funding so this transition can be financially completed.

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