Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

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What is Risk Tolerance?

April 7, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Qualified Plans Investment Management Investments Plan Sponsors Retirees Pre-Retirees Every Dollar Counts

What is risk tolerance? Why does it matter when you’re setting up your investment accounts? How do you determine your risk tolerance? Josh and Jay discuss a phrase many investors have heard but may not fully understand.

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Alternative To A Roth IRA

January 20, 2022 Retirement Funding Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Tax Strategies Pre-Retirees Wealth in Waves

Josh and Will discuss how a properly structured permanent life insurance policy can features similar to a Roth IRA, particularly tax free growth, but without the income and contribution limits associated with a qualified plan.

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Pooled Employer Plans (PEP)

January 19, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

A PEP is a way for a smaller 401k plan to “pool” their investments with other businesses in an effort to improve the buying power of the plan as well as spread administrative costs over a wider base.

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Legal Ways to Defer Income Taxes

January 7, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Pre-Retirees Wealth in Waves

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Which Type Of IRA Is Best For Me?

November 19, 2021 Retirement Funding 401(k) Financial Planning Financial Wellness Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Retirees Pre-Retirees Every Dollar Counts

Josh and Jay discuss the different types of Individual Retirement Accounts (IRAs) and how they fit into different situations.

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Year End Personal Financial Assessment

October 18, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Life Insurance Disability Income Long Term Care Estate Tax Beneficiaries Financial Wellness Saving for College Emergency Fund Investment Management Investments Tax Strategies Retirees Pre-Retirees Every Dollar Counts

The guys discuss how to do a personal financial assessment, diving into items like taxes, income, qualified retirement plan contributions, risk management and whether it’s time to take chips off the table or not.