Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the News of the Week" and "Josh's Crystal Ball & Big Mouth" segments. Josh's practice Gulf Coast Financial Advisors serves clients in the Panhandle of Florida, Lower Alabama, and the Gulf Coast of Mississippi and Louisiana. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM in Mobile, Alabama.
Josh and cohost Michelle discuss different types of annuities, including Deferred Income Annuities, Immediate Income Annuities, Fixed Annuities, Multi-year Guaranteed Annuities, Fixed Index Annuities and Variable Annuities.
This episode touches on a couple of recent developments in the speculative investment space and tie those into our theme of the week: things that pre-retirees and retirees should either NOT have in their investment accounts, or at the very least, be very educated about before investing.
This week we are going to discuss a variety of investment topics, but they’re all going to be at least somewhat related to an issue on the top of mind of just about every investor or consumer, particularly those folks about to enter retirement or already retired: inflation.
Long-term care events can be one of the biggest destroyers of wealth that a family will encounter. How should you plan for an extended health care event?
What is risk tolerance? Why does it matter when you’re setting up your investment accounts? How do you determine your risk tolerance? Josh and Jay discuss a phrase many investors have heard but may not fully understand.
Josh and Jay discuss the different types of Individual Retirement Accounts (IRAs) and how they fit into different situations.