Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

Double whammy: the impact of Covid & Hurricane Sally to the Gulf Coast

Josh and Jay discuss the impact of Hurricane Sally plus everything that has changed over the past 6 months while dealing with the Covid pandemic

How to use Non-Qualified Deferred Comp plans as "golden handcuffs" for your key employees

March 5, 2020 Retirement Funding 401(k) Financial Planning Business Owner Planning Executive Benefits Life Insurance

Non Qualified Deferred Comp is a way to offer additional benefits to incentivize your key employees to stay loyal to the company, while providing some element of control for the provider of the plan.

How small business owners can use Cash Balance plans as a Defined Benefit retirement option

February 13, 2020 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Inheritance Estate Tax Beneficiaries Qualified Plans

We discuss why a business owner would consider a Defined Benefit Plan and how a business owner with a fully funded 401k can layer a Cash Balance Plan on top to provide additional future retirement income.

How do I fund a Buy / Sell Agreement?

February 6, 2020 Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Disability Income Inheritance Estate Tax Beneficiaries

A Buy/Sell agreement should be a properly structured protection plan for the involved parties, but if unfunded, it's just a promise.

When should I start thinking about a Succession Plan for my business?

January 30, 2020 Retirement Funding Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Inheritance Estate Tax Beneficiaries

A properly structured Succession Plan insures that a business will survive after the owner retires, either through a generational transfer, key person transfer or outright sale.

What are the 4 ways to pay for Long Term Care?

November 25, 2019 Retirement Funding Wealth Management Financial Planning Life Insurance Long Term Care

Josh & Jay discuss the pJosh & Jay discuss the pros & cons of the 4 ways to plan for the expenses of long term care: self-insure, traditional LTC insurance, asset based LTC programs and spend-down to Medicaid. ros & cons of the 4 ways to plan for the expenses of long term care: self-insure, traditional LTC insurance, asset based LTC programs and spend-down to Medicaid.