Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

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We're Living A Country Song

July 17, 2022 Wealth Management Financial Planning Investment Management Investments Every Dollar Counts

From home goods, construction materials, energy, groceries, transportation, fuel, gas, traveling, heck, even Chick-Fil-A, consumers are dealing with rising costs across a variety of goods and services.

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Bear vs Bull Markets

July 14, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Investment Management Investments Every Dollar Counts

There’s an old investing saying: “Fortunes are made in bear markets and collected in a bull market”. In this episode, Josh and Jay discuss the difference between bear markets and bull markets, and why that matters to investors.

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Fear of Missing Out (FOMO)

July 10, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Investment Management Investments Every Dollar Counts

From “the next google” stocks, to penny stocks, dot.com stocks, meme stocks, or even crypto, there’s typically both social pressure applied to investors to not miss out on the next big thing, but also their own internal feelings of not wanting to “miss” out.

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How do interest rate hikes affect income annuities?

April 12, 2022 Retirement Funding Wealth Management Financial Planning Financial Wellness Investment Management Investments Tax Strategies Every Dollar Counts

Interest rates are rising, and there are certain plans for the Fed to continue to increase the Fed funds rate. How does rising rates affect the payout of an income annuity?

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What is Risk Tolerance?

April 7, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Financial Wellness Qualified Plans Investment Management Investments Plan Sponsors Retirees Pre-Retirees Every Dollar Counts

What is risk tolerance? Why does it matter when you’re setting up your investment accounts? How do you determine your risk tolerance? Josh and Jay discuss a phrase many investors have heard but may not fully understand.

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Pooled Employer Plans (PEP)

January 19, 2022 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

A PEP is a way for a smaller 401k plan to “pool” their investments with other businesses in an effort to improve the buying power of the plan as well as spread administrative costs over a wider base.