Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

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Which Type Of IRA Is Best For Me?

November 19, 2021 Retirement Funding 401(k) Financial Planning Financial Wellness Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Retirees Pre-Retirees Every Dollar Counts

Josh and Jay discuss the different types of Individual Retirement Accounts (IRAs) and how they fit into different situations.

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Year End Personal Financial Assessment

October 18, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Life Insurance Disability Income Long Term Care Estate Tax Beneficiaries Financial Wellness Saving for College Emergency Fund Investment Management Investments Tax Strategies Retirees Pre-Retirees Every Dollar Counts

The guys discuss how to do a personal financial assessment, diving into items like taxes, income, qualified retirement plan contributions, risk management and whether it’s time to take chips off the table or not.

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The Tech We Use To Serve Our Clients

June 23, 2021 Wealth Management Financial Planning Business Owner Planning Life Insurance Disability Income Long Term Care Financial Wellness Marketing Social Media Digital Marketing Investment Management Investments Every Dollar Counts

In the episode, Josh and Jay discuss the technology platforms used by their respective firms Gulf Coast Financial Advisors and First Protective. They discuss not just using client facing tech for tech’s sake; the best platforms are easy to use and make both the advisor’s life and the client’s life easier.

Here a tax, there a tax, everywhere a tax, tax Thumbnail

Here a tax, there a tax, everywhere a tax, tax

April 16, 2021 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Inheritance Estate Tax Beneficiaries Financial Wellness Investment Management Investments Tax Strategies Pre-Retirees Wealth in Waves

Our current political leadership is currently discussing the first federal income tax increase since 1993. Some of the key talking points are increasing the top marginal tax rate by nearly 3%, from 37% 39.6%, and particularly targeting those with incomes of $400,000 or more.

Is there a fiduciary-based way to create lifetime income?

April 16, 2021 Retirement Funding 401(k) Financial Planning Financial Wellness Qualified Plans Investment Management Investments Plan Sponsors Retirees Pre-Retirees Wealth in Waves

Income America 5ForLife is a series of target date portfolios that provide guaranteed lifetime income. With Income America 5ForLife, a lifetime income guarantee of 5% per year, beginning at age 65, is built into the portfolios.

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Can a Small Business Owner create their own Pension?

April 14, 2021 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Financial Wellness Qualified Plans Investment Management Investments Tax Strategies Plan Sponsors Wealth in Waves

In this episode hosts Will Steih and Josh Null discuss one possible pension-like solution for small business owners to consider: a Cash Balance Plan. If you’re a small business owner with an appetite for additional savings above your 401k contribution limits, tune into this episode to learn more.