Welcome to the Gulf Coast Financial Advisor's Podcast Network!

Coasting in Retirement:

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living an active lifestyle along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball & Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday starting at Noon on 106.5 FM out of Mobile and every Monday starting at 10 AM on WHEP 92.5 FM / 1310 AM out of Foley.

Focus on the 5:

Focus on the 5 is conversations with Baldwin County, Alabama area entrepreneurs and business leaders. Alabama numbers its counties, with Baldwin County being number 5 of out 67 total, hence the name of the show. Tune in to hear great conversations with local people as they describe their professional and personal journeys to entrepreneurship, business ownership, and more often than not, overcoming obstacles that changed the trajectory of their lives.

Every Dollar Counts with Josh & Jay:

Dedicated to those interested in planning for their future and wanting to learn more about how investments and insurance really work. Join co-hosts Josh Null & Jay Stubbs every week as they break down products and services in an easy going and educational manner!

How to use Non-Qualified Deferred Comp plans as "golden handcuffs" for your key employees Thumbnail

How to use Non-Qualified Deferred Comp plans as "golden handcuffs" for your key employees

March 5, 2020 Retirement Funding 401(k) Financial Planning Business Owner Planning Executive Benefits Life Insurance

Non Qualified Deferred Comp is a way to offer additional benefits to incentivize your key employees to stay loyal to the company, while providing some element of control for the provider of the plan.

How small business owners can use Cash Balance plans as a Defined Benefit retirement option Thumbnail

How small business owners can use Cash Balance plans as a Defined Benefit retirement option

February 13, 2020 Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Inheritance Estate Tax Beneficiaries Qualified Plans

We discuss why a business owner would consider a Defined Benefit Plan and how a business owner with a fully funded 401k can layer a Cash Balance Plan on top to provide additional future retirement income.

When should I start thinking about a Succession Plan for my business? Thumbnail

When should I start thinking about a Succession Plan for my business?

January 30, 2020 Retirement Funding Wealth Management Financial Planning Business Owner Planning Executive Benefits Life Insurance Inheritance Estate Tax Beneficiaries

A properly structured Succession Plan insures that a business will survive after the owner retires, either through a generational transfer, key person transfer or outright sale.

Business Owner Strategies & Solutions Kick-off! Thumbnail

Business Owner Strategies & Solutions Kick-off!

January 23, 2020 Investment Retirement Funding Wealth Management Financial Planning Business Owner Planning Executive Benefits Inheritance Estate Tax Beneficiaries

Josh & Jay welcome Will Steih, Managing Director of Prime Capital Investment Advisor’s Tennessee office, to the studio to kick off our Business Owner & Strategies Solutions (B.O.S.S.) Series, a 5 part series specifically designed for the planning needs of successful business owners. Topics discussed: Succession Planning, Buy/Sell Funding, Defined Benefit Plans, Non-Qualified Deferred Comp & Employee Stock Ownership Purchase Plans (ESOP).

There's more to your 401k than you think! Thumbnail

There's more to your 401k than you think!

November 27, 2019 Investment Retirement Funding 401(k)

Josh records this episode at the headquarters of Prime Capital Investment Advisors, joined by Qualified Plan Advisors (QPA) representatives Chris Roper and Tommy Mancuso. In this episode, Josh, Chris, and Tommy break down all of parts that go into a well-constructed qualified retirement plan.

What are the secrets of high net-worth investors? Thumbnail

What are the secrets of high net-worth investors?

November 26, 2019 Investment Retirement Funding 401(k) Wealth Management Financial Planning Business Owner Planning

Josh & Jay welcome executives Tim Hakes, President of Prime Capital Investment Advisors, and CEO Glenn Spencer to dive into the “secrets” of the high-net worth investor. What do high net worth investors do that "average" investors don't? The answer may surprise you!