Meet your Wills, Trusts & Estate Planning Consultant,

Michelle Lee Melton, J.D.

Michelle Lee Melton, J.D.

Michelle serves in a consulting position and provides advice professionally to Gulf Coast Financial Advisors, as well as providing services to our clients. Michelle specializes in Succession Planning, Trusts, Wills, and Estate Planning.

Michelle earned her Juris Doctorate (J.D.) from the University of Denver - Sturm College of Law, with an emphasis in Land Use and Natural Resources. She attended St. Andrews Presbyterian College in Laurinburg, North Carolina, graduating Summa Cum Laude with a Bachelor of Arts in Political Science. She has worked with various law firms, national corporations, non-profit organizations and municipalities across the U.S.

Real Estate is often passed down or conveyed through Wills and Trusts; Michelle has experience with these transactions in five states, including Alabama.

Michelle currently serves as a City Planner for the City of Fairhope, Alabama, one of the fastest growing cities in Southeast U.S. Her previous roles include Deputy Director of Real Estate for the City of Mobile, as well serving as the Director of Real Estate and Economic Development Director for the Mobile Airport Authority.

Michelle does volunteer work with the Baldwin County Trailblazers, Hope Blooms and Prodisee Pantry. Michelle grew up in Opelika, Alabama and is a huge supporter of Auburn University. She is also the co-host of the popular weekly radio program, “Coasting in Retirement with Josh Null”, heard every Sunday on FM Talk 106.5.

Michelle Melton, Gulf Coast Financial Advisors (GCFA), Prime Capital Investment Advisors (PCIA), Prime Capital Wealth Management (PCWM) and Qualified Plan Advisors (QPA) do not provide tax, legal or accounting advice. Michelle Melton is not affiliated with Prime Capital Investment Advisors (PCIA), Prime Capital Wealth Management (PCWM) or Qualified Plan Advisors (QPA).

Address:
766 Middle St.
Fairhope, Alabama 36532
Phone Number:
251-327-2124
Email Address:
mmelton@gulfcoastfa.com

Josh Null Hover Photo

Josh Null

Josh Null, President

Josh grew up at Wappapello Lake, Missouri, a 8400 acre Corps of Engineer's reservoir situated at the edge of the Ozark Foothills in Southeast MO. Wappapello Lake is a beautiful and rustic place bordered by the Mark Twain National Forest and the Mingo National Wildlife Refuge. When not busy with school or sports, Josh worked along side his Dad H.B. Null in the family excavation business, which involved running heavy equipment, pouring concrete, and, more often than not, having a shovel in his hands.

In 1993, Josh graduated Valedictorian from Puxico High School, and enrolled at Missouri State University (Southwest Missouri State, at the time) in Springfield, MO. Josh attended college on an academic scholarship, as well as earning a Bright Flight scholarship for his ACT score. In 1998, Josh graduated Magna Cum Laude with a double major in Economics and Business Management, earning his Bachelor of Science degrees in both. After college, Josh spent a couple of years working in a corporate setting, before embarking on an entrepreneurial career that eventually led him to entering the financial services industry in 2009.

In 2018, after many years in the financial services industry, Josh made the decision to go independent and founded Gulf Coast Financial Advisors. Josh believes that the best way to serve his clients is in a transparent fee-for-service environment, with no sales quotas, and in an open and honest relationship where he and the clients are part of a team. Josh also believes that a financial advisor should ultimately have one boss: the client.

Josh is the host of the popular radio show "Coasting in Retirement with Josh Null", heard every Sunday from Noon to 1 PM on FM Talk 106.5. Josh also co-hosts "Wealth in Waves", a limited-series podcast featuring advanced planning concepts for mature business owners along the Gulf Coast.

On a personal level, Josh has three children, Payton, Ashton and Josephine. Oldest son Payton attends Fairhope High School, second son Ashton attends St. Michael's Catholic High School in Fairhope, and daughter Josephine attends Christ the King Catholic in Daphne. Josh and the kids are heavily involved in sports, school and church activities. The family also greatly enjoys boating on all of the wonderful waterways of Lower Alabama and spending as much time as possible outdoors.

Will Steih, CPA

Financial Advisor

Will Steih, Financial Advisor and Licensed CPA:

Will has the unique credentials of being a securities licensed Financial Advisor while also licensed as a Certified Public Accountant (CPA). With over 25 years of experience in the Financial Services Industry, Will is an advisor focusing on Advanced Planning Concepts for Business Owners, Tax Planning, Qualified Retirement Plan Design, Implementation and Participant Education. Will also works hand in hand with high net-worth business owners and individuals to coordinate their Wealth Management and Financial Planning.

Will’s approach to these services begins with building a strong relationship with his clients by understanding their concerns, liabilities, and knowledge of retirement plans and investing in general. There are many factors to consider when determining what make a retirement plan successful. The end result is to have every participant retiring with adequate savings and education in order to enjoy their retirement.

He is a graduate of the University of Georgia and holds his FINRA series 65 registration, as well as his Life and Health insurance licenses in multiple states.

Will is active in his church and is the Board Treasurer of Discovery Place. He enjoys sports, coaching, mentoring, and spending time with his beautiful wife and family.

Michelle Lee Melton

Wills, Trusts & Estate Planning Consultant

Michelle Lee Melton, J.D.

Michelle serves in a consulting position and provides advice professionally to Gulf Coast Financial Advisors, as well as providing services to our clients. Michelle specializes in Succession Planning, Trusts, Wills, and Estate Planning.

Michelle earned her Juris Doctorate (J.D.) from the University of Denver - Sturm College of Law, with an emphasis in Land Use and Natural Resources. She attended St. Andrews Presbyterian College in Laurinburg, North Carolina, graduating Summa Cum Laude with a Bachelor of Arts in Political Science. She has worked with various law firms, national corporations, non-profit organizations and municipalities across the U.S.

Real Estate is often passed down or conveyed through Wills and Trusts; Michelle has experience with these transactions in five states, including Alabama.

Michelle currently serves as a City Planner for the City of Fairhope, Alabama, one of the fastest growing cities in Southeast U.S. Her previous roles include Deputy Director of Real Estate for the City of Mobile, as well serving as the Director of Real Estate and Economic Development Director for the Mobile Airport Authority.

Michelle does volunteer work with the Baldwin County Trailblazers, Hope Blooms and Prodisee Pantry. Michelle grew up in Opelika, Alabama and is a huge supporter of Auburn University. She is also the co-host of the popular weekly radio program, “Coasting in Retirement with Josh Null”, heard every Sunday on FM Talk 106.5.

Michelle Melton, Gulf Coast Financial Advisors (GCFA), Prime Capital Investment Advisors (PCIA), Prime Capital Wealth Management (PCWM) and Qualified Plan Advisors (QPA) do not provide tax, legal or accounting advice. Michelle Melton is not affiliated with Prime Capital Investment Advisors (PCIA), Prime Capital Wealth Management (PCWM) or Qualified Plan Advisors (QPA).