Your Guide to Emergency IRA and 401(k) Withdrawals
If you're experiencing financial hardship or emergency, knowing the rules of the road for penalty-free retirement plan withdrawals is important.
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Value vs. Growth Investing: What’s the Difference?
The stock market cycles through periods of favoring value investments over growth investments and vice versa. Here's the key difference between the two, and what may be an ideal option for your portfolio.
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Establishing a 401(k) Plan for Your Employees? Here’s How a Financial Advisor Can Help
Developing and offering a 401(k) plan for your employees is no easy feat, but working with a trusted advisor can take some stress off your shoulders.
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International vs. Global Funds: Investors Need to Know the Difference
International and global mutual funds offer investors access to markets outside of the United States. But what's the difference between these two funds? Read on to find out and learn the advantages of each.
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62, 70 or Somewhere In Between? It’s Time to Answer the Question Once and For All: When Should I Claim Social Security?
Deciding to wait or claim Social Security benefits is a personal decision. Here are some important factors anyone nearing or in retirement should consider now.
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The Answers to 46 Frequently Asked Questions about Retirement
We’ve assembled a blog of some of the most common retirement questions, particularly by those defined as “pre-retiree” and nearing retirement. 1171 46 Retirement Questions
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The Aggregation Of Employers And Employees: Controlled Groups
One example of a controlled group is a Parent-subsidiary controlled group: The simplest form of a parent-subsidiary controlled group consists of one business (the parent) that owns at least 80% of another business (the subsidiary).
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The Aggregation Of Employers And Employees: Affiliated Service Groups
The affiliated service group (ASG) rules were added to the Code in order to close several loopholes that practitioners found in the controlled group rules. Even if two businesses do not constitute a controlled group, the ASG rules will aggregate the businesses if they are sufficiently tied together in performing services for one another or for third parties.
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How the New Electronic Disclosure Rule affects your 401(k) Plan
This episode is a great example of how fast technology is changing, and how that affects 401(k) plans. We’ve selected audio clips from a recent Qualified Plan educational webinar that Josh hosted with Matthew Eickman, the National Retirement Practice Leader for Prime Capital Investment Advisors & Qualified Plan Advisors. In this episode, Josh and Jay […]
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Building a Financial Wellness Plan That Works
A comprehensive financial wellness plan begins by thinking about whether employees have a foundation to get through the ups and downs in the short-term and the mid-term
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