Building wealth takes years of careful decisions. Protecting it requires a different set of questions. If an illness, injury, premature death, or extended care need disrupted your plans, where would the money come from, and what would that mean for the people who depend on you?
A sizable portfolio may give you options, but covering an unexpected expense from your investments could affect your retirement income, taxes, and plans for your family. Insurance is one way to prepare for those possibilities, though the coverage you need may change as your life and finances change.
In this episode of Coasting in Retirement, Josh Null and Jay Stubbs ask, “How vulnerable is your net worth?” They discuss life insurance, disability coverage, and long-term care planning, including why a policy purchased years ago may deserve another look.
They also explore newer long-term care options and ways families use life insurance in estate planning. Is your financial plan prepared for more than the risks you see in the market? Listen to the full episode for their conversation, then stick around as Josh and Jay trade SEC football predictions.
Gulf Coast Financial Advisors, LLC (“GCFA”) is a registered investment adviser offering advisory services in the State of Alabama and in such other jurisdictions where it is registered, filed the required notices, or is otherwise excluded or exempted from such registration and/or notice filing requirements. Registration does not indicate or imply that GCFA has attained a particular level of skill or ability, nor does it constitute an endorsement of the firm by the Securities and Exchange Commission (SEC) or any state securities regulator.
The Coasting in Retirement radio program serves mainly to disseminate general information including those pertaining to GCFA’s advisory services, together with access to additional investment-related information, publications, materials and links. The publication of this radio show should not be construed by any client and/or prospective client as GCFA’s solicitation to effect, or attempt to effect transactions in securities, nor should it be interpreted as GCFA providing personalized investment advice, or any type of professional advice, for compensation, wherever this program is broadcast. Any subsequent, direct communication by GCFA with a prospective client will be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
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