When retirement is approaching, protecting the money you have saved can feel like the top priority. Cash, CDs, bonds, and annuities may seem like the safest places to put it. But what does “safe” actually mean?
An investment may help protect you from market swings while leaving you exposed to inflation, changing interest rates, or the possibility that your money will not grow enough to support a long retirement. The risk you can see on an account statement is not always the only risk that matters.
In this episode of Coasting in Retirement, Josh Null takes a closer look at several investments commonly described as safe and asks what each one can and cannot protect you from. He also discusses whether the traditional mix of stocks and bonds still works the way many retirees expect.
Later, Josh revisits his views on cryptocurrency in Josh’s Crystal Ball and Big Mouth. If you have been wondering how to protect your savings without overlooking less obvious risks, listen to the full episode.
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