Managing your money during your working years is one challenge. Deciding how to use it in retirement is another. As paychecks give way to withdrawals, questions about income, taxes, Social Security, and healthcare begin to overlap.
Do you have a plan for turning your savings into a reliable income stream? Do you know which financial decisions to make first? And if you have managed your investments successfully on your own, would an advisor add enough value to justify the cost?
In this episode of Coasting in Retirement, Josh Null and Jay Stubbs discuss five signs you may benefit from working with a financial advisor, and one sign you may be well equipped to continue on your own. They explore what an advisor can contribute beyond choosing investments and why the move from saving to spending can change the decisions you face.
Later, they look at the growing use of AI for financial advice and share their predictions about its effect on jobs and data centers. How much of retirement planning can technology help with, and when does a human perspective matter?
Listen to the full episode to hear their take.
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