The years just before and after retirement can feel like the final stretch of a long journey. You have spent decades saving, but now decisions about spending, healthcare, investments, and taxes can have a much more immediate effect on your plan.
Do you know what you actually spend in a year, including the bills that only come around occasionally? If you retire before 65, how will you cover healthcare until Medicare begins? And are your accounts and estate documents organized so the people who need them can find them?
In this episode of Coasting in Retirement, Josh Null and Jay Stubbs walk through their “retirement red zone” checklist for the five years before and the first five years after retirement. They discuss six areas to review, from expenses and healthcare to withdrawal strategies, taxes, and estate planning.
They also look at headlines about inflation, the stock market, and annuity income riders. Which parts of a retirement checklist deserve the closest attention before you make the transition? Listen to the full episode to hear their conversation.
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