What Does a Financial Advisor Really Do? Inside Gulf Coast Financial Advisors
Coasting in Retirement – Episode 81 When most people hear the term “financial advisor,” they probably picture someone helping choose investments or manage a retirement account. But today’s financial planning can involve much more than selecting stocks or mutual funds. In this episode of Coasting in Retirement, host Josh Null, owner of Gulf Coast Financial […]
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The Good, the Bad, and the Ugly of Roth Conversions
Coasting in Retirement – Episode 80 Whether you’re preparing for retirement, already enjoying it, or simply looking for ways to make your money work harder, you’ve probably heard someone mention Roth conversions. They can be one of the most effective tax-planning strategies available, but they aren’t the right solution for everyone. In this episode of […]
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Avoiding the 401(k) Rollover Sharks: What Every Future Retiree Should Know
Coasting in Retirement – Episode 79 Whether you’re looking forward to relaxing on Alabama’s beautiful Gulf Coast, spending more time with your grandchildren, or finally checking off that bucket-list vacation, retirement should be exciting, not overwhelming. But as you approach retirement, there’s one financial decision that attracts a surprising number of salespeople: your 401(k) rollover. […]
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Family Office Services for Everyday Retirees: How Technology Is Changing Life Insurance and Financial Planning
Coasting in Retirement – Episode 78 Whether you’re dreaming of relaxing on Alabama’s beautiful Gulf Coast, traveling the country in retirement, or simply enjoying more time with your family, having a financial plan that protects everything you’ve worked for is just as important as growing your investments. In this episode of Coasting in Retirement, host […]
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Options for Surviving a Volatile Stock Market: Buffered ETFs and Smart Strategies for 2026
Coasting in Retirement – Episode 77 Happy New Year, Gulf Coast friends! Whether you’re dreaming of sandy beaches and sunset cruises, weekend adventures, or more quality time with family and grandkids, the start of 2026 is the perfect time to make sure your investment strategy is built to handle whatever the markets throw at us […]
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Annuities vs. Advisory Accounts: What the Real Numbers Show for 2026
Coasting in Retirement – Episode 76 Happy New Year, Gulf Coast friends! Whether you’re dreaming of sandy beaches with your toes in the sand, weekend road trips, or more precious time with family and grandkids, the start of 2026 is the perfect time to take a clear-eyed look at how your retirement savings are really […]
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Business Owners: Smart Strategies to Protect, Grow, and Transition Your Success in 2026
Coasting in Retirement – Episode 75 Happy New Year, Gulf Coast friends! Whether you’re dreaming of sandy beaches with your toes in the sand, hitting the road for new adventures, or spending more quality time with your grandchildren, the beginning of 2026 is the perfect moment to pause, reflect, and put strong plans in place […]
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Should Investors Hold Individual Stocks in Retirement Accounts?
Coasting in Retirement – Episode 74 In this episode of Coasting in Retirement, Josh Null and Michelle Lee Melton-Null discuss a question many investors ask at some point in their financial journey: Should investors hold individual stocks in their retirement accounts? At first glance, this might seem like an easy question. But many investors may […]
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Kick Off 2026 Strong: Lessons from a Volatile 2025 and Smart Financial Moves for the Year Ahead
Coasting in Retirement – Episode 73 Happy New Year, Gulf Coast friends! Whether you’re dreaming of sandy beaches and sunset cruises, road-tripping adventures, or just more quality time with grandkids, the start of 2026 is the perfect moment to pause, reflect, and set yourself up for a worry-free retirement. Josh Null (the host of Coasting […]
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